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Step 1. Take a deep breath
Step 2. Make sure your vehicle is in a safe place off the roadway (if driveable)
Step 3. Check for any injuries. If injuries to be present, dial 911 immediately
Step 4. Make sure information is exchanged at the accident scenes - such as driver's license and insurance information also, police report number.
Step 5. Call your agent and/or claims department to make a claim.